'Trading without strict position sizing, stop-loss discipline, or a clear exit plan almost guarantees losses.' 'Chasing tips, reacting to intraday noise, or assuming frequent trading improves outcomes are equally damaging habits.'
'...a mix of asset classes.' 'Include equities for growth (across market caps), debt for stability and liquidity, gold as a hedge against macro and currency risk, and global assets for geographical and economic diversification.'
'Given that India underperformed emerging markets by 28 per cent in 2025, the worst performance in over 30 years, the timing of the sharp STT hike could have been better.'
Taxpayers should consider ITR-U if they omitted income, wrongly claimed deductions or exemptions, or made reporting errors that led to a shortfall in tax payment.
NPS Vatsalya offers a disciplined investment avenue that parents can use to create intergenerational wealth by contributing even small sums.
'Stay invested but progressively reduce risk. Beyond a point, the objective should shift from maximising returns to avoiding unpleasant surprises.'
'We kept this Budget on a larger plank, rather than on one incident, however serious.'
Ask rediffGURU Naveenn Kummar your insurance mutual fund and personal finance-related questions.
'The trade deficit in some sectors is huge and that is an area of opportunity to localise.'
'There is a challenge in repositioning yourself, maybe reinventing yourself.'
'In the last one year, we have added more than Rs 1.7 trillion, and we are on track.'
Gripped with fear as an investor following a 12 per cent market fall? Here's Radhika Gupta's advice to investors.
Worries about global politics and trade are pulling the Nifty 50 down. Experts say the market could drop further low.
Fund managers advise conservative investors to cap midcap exposure at 10 to 15 per cent of their equity portfolio.
While Q2FY26 is expected to be mildly disappointing for the hospital sector, there's a lot of investor optimism for the future. This comes after a favourable revision in rates for Central Government Health Scheme (CGHS) procedures, as well as expectations of rising occupancy and growth in average revenue per operating bed (ARPOB).
Ask rediffGURU Reetika Sharma your insurance, mutual fund and personal finance-related questions.
Largecap equity funds remain suitable for conservative and moderate risk-taking investors seeking relatively stable returns.
'Global uncertainty is something which definitely occupies the minds of officials when we are preparing for the Budget.'
'A breakout above 158,000 to 160,000 could trigger the next leg higher toward 165,000 to 170,000.'
rediffGURU Vipul Bhavsar answers readers' personal income tax queries.
'New investors should enter gradually and stay cautious.' 'Silver is a structural multi-year story, but timing matters in a high-volatility metal.'
'When markets go into a budget with excessive optimism, the risk of disappointment is higher.'
The fiscal tilt towards capex benefits companies in investment-related sectors like capital goods, defence equipment, engineering & construction and metal & mining. The planned cut in revenue expenditure will weigh on companies in consumption sectors like FMCG, consumer durables and retail.
After two years of strong gains, smallcap stocks fell sharply in 2025, but the correction may be setting up opportunities for long-term investors.
The biggest risk for investors isn't the market, but their own minds, biases and emotions often lead to poor financial choices.
Dabur's business update for Q3FY26 indicated mid-single digit consolidated revenue growth. The guidance is that growth in operating and net profits will beat revenue growth. In the domestic business, home and personal care (HPC) revenue grew in double digits, while healthcare is likely to post a sequential growth in low-single digits.
'We expect modest returns in 2026 versus the steep gains seen over the past few years.'
'Grassroots-level corruption, which disrupts the last-mile work, cannot be ignored in your enthusiasm and drive to get going to complete the project.' 'Like it was in MGNREGA, in some states, it is the case with the Jal Jeevan mission.' 'The last minute levels of corruption can ruin the intent of the project itself.' 'When you see that people can game a particular well-intended and well-crafted project, you need to correct that.'
'Regardless of whether you invest Rs 100 or Rs 1 crore per month, risk is inevitable.' 'Positive returns at the end of the year can never be guaranteed.' 'This is a fundamental truth every SIP investor must grasp.'
This exercise allows investors to realign their portfolios with changing market conditions and evolving personal objectives.
'This Budget has a one-year agenda, which you can call the sprint, and the marathon is towards Viksit Bharat.'
Investors must account for currency depreciation in their financial plans and use instruments that can cushion the erosion in purchasing power.
'For those in for the long haul, this is a God-given opportunity.' 'Your market is falling despite strong fundamentals, and such a clear roadmap has been announced.'
Ravi Kaushik has sold 70,000 units of air filters through his start-up Airth and aims to sell 10 lakh units in the next five years.
Investors encountering underperformance must be patient.
The RBI has flagged concerns over rising volatility in gold prices and advised lenders to exercise caution in the gold loan segment.
Global emerging market investors are sharply cutting back on India, making it the largest underweight market, as funds rotate into China, Hong Kong, and South Korea amid tariff shocks and valuation concerns.
Investors seeking higher returns at relatively higher risk should consider allocation to smallcap equity funds.
With medical inflation hovering at around 13-14 per cent annually, policyholders must reassess their sum insured once every two years.
While investments are typically reviewed annually, risk cover is often left unchanged for years.
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